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Understanding Quality and Condition Ratings

(How to Get it Right the First Time)

This webinar was very good and provided the best explanation of the Q & C ratings that I have seen so far. – Jason Fischman, ASA, IFA

“I enjoyed this webinar and speaker very much. I plan to listen to the next 3 webinars as they are available. Richard Hagar is an excellent speaker. Well worth the expense, I wish I could get the rest of my appraisers to invest the time. Good Job.”  – Bob, SRA


Presented by: Richard Hagar, SRA

Just what is a C3? Or is it a C4? New rules make these answers much more specific and more clear cut than before. Let an expert show you the guidelines to end the guesswork.

Quality and Condition ratings are a common reason that appraisals are flagged or failed by Fannie’s latest CU system.  Fannie Mae is also ramping up AQM which means increasing numbers of warning letters are being sent to appraisers for incorrectly or inconsistently applying Quality and Condition (Q&C) ratings across their appraisal reports.

Reviews indicate that appraisers are failing to consistently apply the right Quality Rating to subjects and comparables. As a result appraisers are subject to “gray” or “blacklisting” by Fannie Mae’s new AQM system. State boards are also beginning to file complaints against appraisers alleging incorrect Q&C ratings, making it more important than ever for appraisers to have a clear understanding of how to determine and apply Q&C ratings.

Richard Hagar shows appraisers how to navigate Fannie’s Q&C rating system with numerous, specific examples for each rating. A picture is worth a thousand words!

Two Part Webinar

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